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American Pacific

American Pacific is an independent mortgage brokerage with offices in La Jolla and Walnut Creek, California. We offer you access to the best mortgage financing vehicles available in the market. By working with us, you are able to obtain financing from a multitude of different lenders, depending on your specific needs and circumstances. This ensures that your loan closes on time and at the lowest interest rate possible.

We invest our time up front understanding both your personal and financial long-term goals along with your current financial picture so we can guide you to a sound mortgage decision. Only then can we offer our advice on obtaining the most appropriate financing for your particular situation.

Whether you are purchasing a new home or investment property, refinancing an existing mortgage to improve rate or cash flow, taking cash out or establishing a home equity line of credit for home improvement or debt consolidation, make American Pacific your first stop. When it comes to developing individual solutions we think outside the box.

Our Mission

While guiding clients through the complexities of the mortgage origination process, we seek solutions that help them meet their immediate financial needs and, through education and counseling, set them on a course toward meeting their financial goals. Through our sound advice and our caring relationships we believe we can positively impact people’s lives.

Keys to Our Success

Our ability to build:

  • Trusted, long-term relationships with our clients who in turn refer their friends and family members to us;
  • Strong, mutually beneficial relationships with professionals including realtors, attorneys, CPAs and financial planners;
  • Quality, team-oriented relationships with our lenders, appraisers, title and escrow officers, etc., who enable us to superbly execute loan transactions on behalf of our clients;
  • A highly favorable reputation in the community.

We resolve to set as high a standard in our integrity, professionalism, and expertise as we set in our execution of the loan origination process.